What Is Money, Anyway? Why Dollars and Coins Have Value

Have you ever received a birthday card with a $10 bill inside? Or found a quarter on the sidewalk? These bills and coins are made of paper and metal. But they’re far more...

Who's Buying? Who's Selling? Understanding Consumers and Producers

Have you ever bought a cold drink at a lemonade stand? Or have you baked cookies for a school bake sale? If so, you’re a consumer and a producer! Consumers, producers, buyers,...

Where Do We Keep Money? How Banks Work

Have you ever put money into a bank account? Or withdrawn money to buy a video game? Then you’ve used a bank! Banks are businesses where people keep their money. Banks help us...

Do I Need It? Or Do I Want It? Making Budget Choices

Do you plan how much money you’ll use to buy candy? Or how much you’ll save for a new video game? Then you’re budgeting! A budget is a plan for spending and saving. Budgets...

What Can You Do with Money? Earning, Spending, and Saving

Do you get an allowance? Or have you ever been paid for doing chores, such as walking a neighbor’s dog or raking leaves? If so, you’ve earned money! Everyone has to decide...