Next Gen Personal Finance

This podcast episode was originally released in September 2022. Eric Balchunas got to know Jack Bogle through interviews with him and conversations with more than 50 people who worked with him over the years. The result is his new book, The Bogle Effect, where Eric chronicles the serendipity that marked Jack Bogle's career, from his ouster at Wellington to the creative approach he took to starting Vanguard and the unique way he structured it (as a mutual company). If you invest in mutual funds, you have Jack Bogle to thank for driving down the costs of the industry and for popularizing the lowest-cost mutual fund of them all, the index fund. Eric also shares his favorite personal finance resources and important investing lessons he would share with high school students. Enjoy! 

If you use the NGPF curriculum, there’s a good chance you’ve seen one of Visual Capitalist’s infographics. Jeff Desjardins, Founder and Editor-in-Chief of Visual Capitalist joins Tim to talk about his book Signals: Charting the New Direction of the Global Economy.

Todd shares his insight on how Vanguard became a leading global investment management firm known for its low-cost index funds, diverse offerings, and commitment to long-term, client-focused financial solutions.

Zachary Baquet, Partner Success Manager at Wayfinder, shares his insights on empowering teens with essential life skills, fostering resilience, empathy, and self-awareness through social Emotional Learning (SEL).

You might know her as NGPF's Director of Partnerships and Educational Outreach. But she’s also a author! Yanely Espinal gives us a inside scoop on her new book, “Mind Your Money: Insightful Stories and Strategies to Help You Reach Your #MoneyGoals.”

Mike Allen, co-founder and executive editor of Axios, talks about the forward-thinking Axios approach which is chronicled in Allen’s book, Smart Brevity. Listen to this week’s podcast to learn transformative communication methods and how brevity is confidence.

This week Yanely is joined by the senior producer, Hayley Hershman, of the new Marketplace Show, Financially Inclined Hayley Hershman. Listen to this week’s podcast to get a behind-the-scenes look at how the new show is produced.

Berna Anat is a first-gen Filipina-American producer, author, and Financial Hype Woman. After teaching herself to pay off over $50,000 debt, she's been traveling the world trying to make money less male, pale, and stale for young BIPOC everywhere. Her book "Money Out Loud" just came out on April 25th -- learn more about the book and her motivations through this week’s podcast.

The movement sweeping the country to increase access to financial education has many leaders. Listen to this podcast to learn how a student (David Klinker), a teacher (Courtney Poquette) and a non-profit advocate (Kerry Woodward) have been working hard to advocate in their communities.

Dr. Carly Urban joins us on the podcast to speak about the momentum behind the financial education movement through a discussion of the 2023 State of Financial Education Report. Learn more about the data collection process as well as her findings through this week’s episode.

Nikita Agrawal combined her love of coding with her passion for financial literacy to create a unique curriculum for teens to learn about computer programming and personal finance simultaneously. Listen to this podcast to learn more about how she started her program, FinPro World. 

Marc Russell from Betterwallet shared his inspiring entrepreneurial journey which led him from a job at a top investment firm to creating his own platform to teach the basics of personal finance. Learn more about his story and Betterwallet by listening to this week’s podcast.  

The Singleton Foundation has a simple goal: To help give everyone the financial skills they need to better manage their lives and their businesses. Listen to this podcast to learn about the engaging resources they have developed including games and videos that you can bring to your classroom. 

The failure of the 16th largest bank in a matter of days last week has shaken confidence. Find out what was behind the bank's fall and what it might mean for the banking industry moving forward through this conversation between NGPF Co-Founder Tim Ranzetta and Director of Educational Outreach Yanely Esipnal.

Attending law school is expensive. Listen to this podcast to hear about how Cindy paid off more than $200k in student loan debt -- which motivated her to write her new book. Yanely is joined by lawyer turned author Cindy Zuniga-Sanchez who talks about her new book Overcoming Debt, Achieving Financial Freedom: 8 Pillars to Build Wealth. Cindy breaks down the structure of her book, how she wrote it as a guide for her younger self, and how readers can best use it as a financial resource in their lives.  

How much do you know about 529 plans? What should you look for when choosing a plan? Listen to this podcast to find out! Richard Ellis, Executive Director of my529, a 529 plan established by the State of Utah joins Yanely to talk about college savings plans. Listen to this conversation and you will learn about Richard’s career leading up to his role at my529, the benefits of saving early and often, and how to analyze 529 plans.

How does a college’s revenue go up during your sophomore, junior and senior years? Listen to this podcast to find out! Mark Salisbury, Co-Founder of TuitionFit, joins us on the podcast to talk about the state of the college marketplace, the shortcomings of college ROI calculators, and his thoughts on how students should approach to thinking about choosing a college.

Jenny Nicholson, Creative Lead, and Jade Stoner Norwood, Game Designer and Copywriter, join us on the NGPF Podcast to tell us about the creative process behind Crypto Craze.  

What do you use income for? What do you think it looks like to be rich? Authors Julian and Kiersten Saunders share what they think the four purposes of income are and how not all rich people look rich.   This week Yanely is joined by Julien and Kiersten Saunders who wrote the book Cashing Out: Win the Wealth Game by Walking Away. Julien and Kiersten dig into key parts of their book, speak about the FIRE movement, and share the intersectional nature of personal finance.  

Car salespeople have a bad reputation. But if you listen to this podcast with former salesperson Andrei Smith (who’s already shared their wisdom with the NGPF Podcast twice before), you’ll realize not all of them are bad and even learn some best tips for purchasing a car.  Andrei Smith joins us on the NGPF Podcast again to give us insight into the car market today. Andrei shares with us his thoughts on electric vehicles, how car dealerships make money, and the direction the industry is going towards. He also talks about his transition from car sales to software sales!