Next Gen Personal Finance

In this episode of the NGPF Podcast, Tim interviews Coach Matt Dougherty from Paul Smith's College, nestled in the Adirondacks. Coach Matt discusses his approach to integrating environmental education with athletics and the impact of coaching on student athletes. He explores the challenges of building a nationally recognized sports program and emphasizes the importance of belonging and resilience in athletic training. This episode offers insights into the parallels between effective coaching and teaching, highlighting transformational coaching experiences.

In this episode, host Tim Ranzetta welcomes Dylan Ingerman and Cole Mattox of First Generation Investors. They discuss their early financial experiences and the founding of their nonprofit, which educates high school students on investing and financial literacy. The episode highlights their program's approach to making financial concepts relatable through current events and the challenges of expanding their reach. They also share insights on the impact and importance of financial education for young people.

In this episode of the NGPF Speaker Series, Dina and Tony Isola tackle financial literacy with a focus on educators. They discuss psychological barriers to effective money management and share insights into teacher retirement planning. The Isolas highlight the risks of high-fee investment products and emphasize strategic investment approaches for those with pensions. Offering practical advice, they advocate for informed decision-making to ensure financial stability. This episode is essential for educators aiming to improve their financial literacy and investment strategies.

In this NGPF Podcast episode, Yanely welcomes Rod Griffin from Experian to discuss the significant changes in the credit industry since 2019, including the rise of "Buy Now, Pay Later" services. Rod shares insights from his career and personal experiences with credit management. The discussion covers strategies for building and maintaining credit health, the importance of financial education, and recent updates in credit reporting practices. This episode provides essential guidance for navigating credit complexities and improving financial literacy.

Mary Dyer discusses her role at the Finance Authority of Maine (FAME), focusing on financial literacy and student aid. She introduces 'Claim Your Future,' an educational tool that helps students explore the financial outcomes of different career and educational paths. Mary shares insights on integrating financial education into various learning environments, making this episode a valuable resource for educators aiming to enhance their financial literacy programs.

In this NGPF podcast episode, Yanely and Aaron explore the complexities of modern marital finances and the importance of prenuptial agreements. He explains how prenups can serve as vital tools for establishing clear financial boundaries and responsibilities in a marriage, ensuring that couples start their union with transparency and mutual understanding. Aaron's insights provide valuable guidance on navigating the often tricky intersection of love and finance.

Jaclyn Pinero, CEO of uAspire, joins us to explore college affordability and financial aid. Jaclyn discusses the challenges students face with financial aid applications, institutional aid, and scholarships. She highlights how uAspire aids in demystifying these processes for both students and educators, providing essential tools and training. This episode offers valuable insights for anyone seeking to understand and navigate the financial complexities of higher education.

In this episode of the NGPF Speaker Series, Matthew Meade shares his journey from New Jersey to Wall Street, highlighting his career development in finance. He emphasizes the importance of mentorship, authenticity, and continuous learning in the workplace. Matthew discusses how artificial intelligence is reshaping finance and provides advice for young people interested in the field, underscoring the importance of soft skills alongside technical expertise.  Join us as Matthew also touches on his experience with writing and self-publishing, encouraging a philosophy of lifelong learning and legacy building. 

In this NGPF podcast episode, Yanely Espinal talks with Lenworth Williamson, a former professional athlete and current leader at BUILD.org, who discusses his journey from athletics to empowering youth through entrepreneurship education. Raised by Jamaican immigrant parents, Len shares how his background shaped his approach to teaching and mentoring in urban public schools. He highlights the role of entrepreneurial skills in fostering student engagement and the critical importance of financial literacy. Discover Lenworth's impactful strategies for inspiring the next generation of leaders and entrepreneurs.

In this NGPF podcast episode, Tim Ranzetta talks with Brendan Duebner, who has transitioned from military service to pioneering financial education for military personnel through his initiative, Life Skills for Soldiers. Brendan shares insights from his journey and discusses the impact of financial readiness training on service members. This episode delves into the challenges and successes of embedding financial education within the military, highlighting Brendan's innovative approaches and his vision for empowering service members financially.

In this episode of the NGPF podcast, host Tim Ranzetta talks with Roy Stevens, author of the new book "The Sloth Investor: Simplifying Investing for All," about his investment strategy that emphasizes simplicity, low fees, and global diversification. Roy discusses his foundational principles, shaped by personal experiences and industry giants like Warren Buffett, advocating for a passive approach to investing. He addresses the psychological barriers and educational deficiencies that often impede effective investing. This conversation offers valuable insights for anyone looking to adopt a more deliberate and informed approach to their financial growth.

Special host Christian Sherill and Nicole Lin from Tyton Partners explore a study that quantifies the lifetime financial benefits of personal finance education, highlighting a potential $100,000 impact per student. Nicole discusses the methodology and findings of the study, emphasizing its practical implications for students' financial behaviors and decision-making. The conversation also covers regional variations in these benefits and their implications for educational policy. This episode is essential for educators and policymakers focused on the importance of financial literacy.

In this episode of the NGPF Podcast, Tim talks with Patrick Geddes, former Morningstar innovator and founder of Aperio. Patrick shares his journey from academia to finance, detailing his experiences as an "accidental entrepreneur" and discussing his book, "Transparent Investing." He explains the pitfalls of the investment industry and the importance of behavioral finance, emphasizing practical strategies for effective investing. This conversation offers essential insights for navigating the complexities of the investment world with clarity and confidence.

In this NGPF Podcast episode, co-founders Tim Ranzetta and Jessica Endlich discuss the impactful journey of Next Gen Personal Finance, alongside testimonials from Eastside College Preparatory School alumni – Jasmine, David, and Darius. They explore NGPF's influence on financial education, curriculum evolution, and future aspirations. This conversation highlights the organization's nationwide impact and upcoming challenges in enhancing financial literacy in the U.S.  

In this NGPF Podcast, Dr. Carly Urban, an Associate Professor of Economics at Montana State University, discusses her research on the impact of state policies on personal finance education in U.S. high schools. Over five years, she has analyzed how schools implement financial education, revealing variations in curriculum integration and access. Dr. Urban explores the effectiveness of standalone courses versus embedded content and highlights the challenges of ensuring educational consistency. Her findings underscore the importance of robust financial literacy programs and their potential benefits for students. Tune in to gain insights into the current state and future directions of financial education in schools.

In this NGPF Podcast episode, Dan Otter and Scott Dauenhauer of 403bwise discuss the challenges teachers face with 403B retirement plans, including high fees and poor investment options. The duo shares their advocacy journey to empower educators with better financial literacy and tools for improving retirement outcomes. They also explore state policies impacting financial education and offer practical advice for educators aiming to enhance their financial plans. Listen to this discussion to learn how educators can navigate and advocate for better retirement options.

In this episode, Karen Holland discusses her innovative platform, Gifting Sense, which equips young learners with the tools to make informed spending decisions. Karen, a former sovereign risk analyst, combines her financial expertise with her passion for education to help children understand the value of money through her "Does it Make Sense Score" calculator. The podcast explores how Gifting Sense promotes financial literacy by encouraging kids to critically assess their purchasing choices, significantly impacting their financial awareness and decision-making skills.  

This week’s podcast delves into the compelling story of a determined group of advocates from Wisconsin. This diverse group, including four teachers, one administrator, and a proactive student, share their multi-year efforts to embed financial literacy in the high school curriculum. Their story not only showcases the power of persistent advocacy and community engagement but also sets a model for similar educational reforms in other states. The episode offers insights into the strategies and personal commitments that drove this significant change.

Daniella Cardona, an undocumented high school student turned Vice President at the Royal Bank of Canada, shares an inspiring journey marked by resilience and an insightful dive into financial literacy. Daniela, who moved from Colombia to the U.S. at a young age, discusses her formative experiences with money, highlighting how early challenges shaped her savvy financial instincts and career trajectory. As the conversation unfolds, Daniela reflects on her path from being a lifeguard to breaking into the competitive world of investment banking, illustrating the significant role mentors played in her development. This episode not only explores Daniela's personal story and professional ascent but also serves as a beacon of motivation for educators and students navigating the complexities of financial education and career exploration.

Rishi, Founder of East Peasy Finance, recounts his early fascination with finance at six years old, and how it led to the creation of Easy Peasy Finance. This platform, where Rishi has produced over 700 videos, aims to demystify finance for kids and beginners through engaging and simplified content. He shares his content creation process, emphasizing the importance of making finance accessible and interesting. Rishi also touches on his entrepreneurial journey, the use of AI in financial education, his published books, and his aspiration to further financial literacy among youth. His dedication to finance, driven by passion rather than the pursuit of virality, showcases the importance of early financial education and the impact of following one's interests with commitment.