The Bottom Line

The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion and spin to present a clearer view of the business world through discussion with people running leading and emerging companies. This week, Evan meets three pioneers of alternative finance and asks - can they beat the banks at their own game? Giles Andrews is CEO of Zopa, the peer to peer lending website; Anil Stocker is co-founder of Market Invoice , an online finance provider that allows companies to turn invoices into working capital; and Michael Joseph is director of mobile money at Vodafone and former CEO of the Kenyan mobile phone provider Safaricom, where he launched the revolutionary mobile money transfer service, M-Pesa.

The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion, statistics and spin to present a clearer view of the business world, through discussion with people running leading and emerging companies.Like the music industry before it, the print book industry has been turned upside down up by the digital revolution. As sales of ebooks continue to grow, bookshop sales are down from a peak in 2007. So what does the future for hold for the bricks and mortar bookstore? Will physical books become a thing of the past? And what role will traditional players like publishers, agents and retailers play in this brave new world? Evan Davis and guests examine what the landscape might look like once the dust settles.Joining Evan in the studio are Jonny Geller, literary agent and joint CEO Curtis Brown; Victoria Barnsley, CEO of publisher HarperCollins UK & International; Michael Tamblyn, Chief Content Officer at Toronto-based ebook retailer Kobo.Producer: Ben Crighton Editor: Innes

The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion and spin to present a clearer view of the business world through discussion with people running leading and emerging companies.This week, we hear from three people in the avant garde of the global gambling industry, which is said to be worth $417 billion. With smart phone and tablet technology driving a revolution in the way that people gamble, will old-fashioned betting shops and bingo halls survive? And can gambling companies really keep expanding despite recession, competition from the black market and prohibition in emerging economies?Evan is joined in the studio by Norbert Teufelberger, CEO of the online gaming company bwin.party; Melissa Blau, director of the consultancy iGaming Capital; Juergen Reutter, Director of Mobile at the bookmaker William Hill.Producer: Helen Grady.

The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion, statistics and spin to present a clearer view of the business world, through discussion with people running leading and emerging companies.Family businesses are the backbone of economies all around the world - indeed, the majority of firms are family-controlled, from the millions of modest firms, to commercial giants such as Ford and Wal-Mart. And yet less than a third survive to the second generation. Evan Davis and guests explore the possibilities and pitfalls of the family ownership model.In the studio are Ian Maclean of luxury knitwear company John Smedley; Julie White of drilling and demolition firm D-Drill; Tim Wates of construction and development group Wates.Producer: Ben Crighton Editor: Innes Bowen.

The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion, statistics and spin to present a clearer view of the business world, through discussion with people running leading and emerging companies.There are many arguments about how to solve the world's economic problems, to increase employment and achieve economic growth. But if there's one solution that most will agree on it's that we need more new products or services, which drive capitalism and make us richer. Evan's guests this week discuss the importance of innovation for the global economy and the impediments to this kind of creativity. They also swap thoughts on the 'pivot' - when to change your mind in business. Joining Evan in the studio are Suranga Chandratillake, founder of video and audio search engine Blinkx; Simon Woodroffe, founder of YO! Company; Olaf Swantee, chief executive of mobile phone operator EE.Producer: Ben Crighton Editor: Innes Bowen.

The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion, statistics and spin to present a clearer view of the business world, through discussion with people running leading and emerging companies.Evan and his guests discuss financial services. They have the power to enrich an economy - or to ruin it completely. But what kind of makeover do they need to get them fit for the 21st century? Should the industry be more innovative and clever - or just a bit more old-fashioned and simple?Joining Evan in the studio are former fund manager David Pitt-Watson; Martin Gilbert, chief executive of Aberdeen Asset Management; Richard Ward, chief executive of insurance market Lloyd's of London.Producer: Ben Carter Editor: Innes Bowen.

The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion, statistics and spin to present a clearer view of the business world, through discussion with people running leading and emerging companies.Evan and his guests discuss the science of pricing goods and services. How do companies decide what to charge - and how much of it is educated guesswork as to what they can get away with?In the studio are Roger Mavity, chief executive of the Conran Group; Rita Clifton, branding expert and former chairman of Interbrand; Scott Malkin, founder and chairman of Value Retail which owns the outlet shopping centre Bicester Village.Producer: Ben Crighton Editor: Innes Bowen.

Evan Davis meets three of the sport sector's top business brains and gets them to share their stories of reinvention and the secrets of their industry. Evans hears from the darts, snooker and boxing promoter, Barry Hearn, who is also chairman of Leyton Orient and creator of the televised fishing contest, Fishomania. Former Formula 1 boss Max Mosley gives the inside story on how his sport became a hit in the Far East. And former managing director of IMG India explains how the Indian Premier League turned cricket into a showbiz sporting sensation.

The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion, statistics and spin to present a clearer view of the business world, through discussion with people running leading and emerging companies.Evan and his guests consider the perils and possibilities of doing business in an overcrowded market, with too many products chasing too few customers. And ahead of the arrival of the latest James Bond film, they swap thoughts on product placement and celebrity endorsement. How do you ensure your products are seen in all the right places and none of the wrong ones?In the studio are Willie Walsh, Chief Executive of International Airlines Group; fashion and retail expert Kim Winser; Peter Bamford, Chairman of Supergroup.Producer: Ben Crighton Editor: Innes Bowen.

The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion, statistics and spin to present a clearer view of the business world, through discussion with people running leading and emerging companies.Evan's guests delve into the concept of quality in business - how to get it high, and why it might end up low. They also compare notes on their respective weaknesses. Who do they turn to for help should they need it?In the studio are Jon Moulton, founder and chairman of private equity firm Better Capital; entrepreneur and investor Deborah Meaden; David Haines, chief executive of German sanitary fittings manufacturer Grohe.Producer: Ben Crighton Editor: Innes Bowen.

The view from the top of business. Presented by Stephanie Flanders, The Bottom Line cuts through confusion, statistics and spin to present a clearer view of the business world, through discussion with people running leading and emerging companies.Stephanie's guests reveal the secrets of the boardroom and offer their tips for mastering boardroom politics - from hidden agendas and clashing egos, to a simple failure to agree.They also swap thoughts on the risks and rewards of running large incumbent companies as opposed to smaller startups. In the studio are Stuart Fletcher, Chief Executive of private healthcare company Bupa; Eileen Gittins, founder and Chief Executive of creative self-publishing platform Blurb; Ken Olisa, chairman of boutique technology merchant bank Restoration Partners.Producer: Ben Crighton Editor: Innes Bowen.

The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion, statistics and spin to present a clearer view of the business world, through discussion with people running leading and emerging companies.If business is about anything, it's about products. Evan's guests come from companies that invent them, manufacture them and sell them and they each tell the story of a product that has shaped the fortunes of their business in some way.They also discuss the art of dismissal. How easy should it be to fire an employee?In the studio are Sir George Buckley, former Chief Executive of 3M, the US company behind the Post-it Note and Scotch Tape, and now Chairman of private equity firm Arle Capital; Clara Gaymard, Chief Executive of the French arm of US company General Electric; Ian Cheshire, Chief Executive of home improvement retailer Kingfisher, whose brands include B&Q and Screwfix.Producer: Ben Crighton Editor: Innes Bowen.

The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion, statistics and spin to present a clearer view of the business world, through discussion with people running leading and emerging companies.The mere mention of the word "Europe" in the media these days conjures up images of economic crisis - riots, bailouts, 12-figure debts, emergency summits. And yet the European Union remains the world's largest economy, its GDP some 10 per cent larger than that of the US. So is the idea that Europe is in terminal decline exaggerated? Evan asks his guests if Europe's current woes are just bumps on the road towards greater prosperity.And on a lighter note - silos, those invisible barriers which often develop inside organisations. Conventional wisdom says that they inhibit communication and can lead to dysfunctional, isolated units. Evan's guests debate whether they're such a bad thing after all.In the studio are Rachel Lomax, former Deputy Governor of the Bank of England and no

The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion, statistics and spin to present a clearer view of the business world, through discussion with people running leading and emerging companies. The programme is broadcast first on BBC Radio 4 and later on BBC World Service Radio, BBC World News TV and BBC News Channel TV.Evan and his executive panel discuss the business of building and running infrastructure - how good is the UK at developing and delivering it? They also swap thoughts on the pros and cons of media training. Joining Evan in the studio are Steve Holliday, chief executive of international electricity and gas company National Grid plc; Nicola Shaw, chief executive of High Speed One, the Channel Tunnel high-speed rail line; Philip Dilley, chairman of global design, engineering and consulting company Arup Group.Producer: Ben Crighton Editor: Stephen Chilcott.

The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion, statistics and spin to present a clearer view of the business world, through discussion with people running leading and emerging companies. The programme is broadcast first on BBC Radio 4 and later on BBC World Service Radio, BBC World News TV and BBC News Channel TV.Evan and his executive guests discuss the evolution and hierarchy of brands. Who has the upper hand in the many battles being fought between big consumer brands and shops' own-labels? They also consider consumer tastes - do their own customers have good taste, or do they just buy what they're given? Joining Evan in the studio are Justin King, chief executive of supermarket chain Sainsbury's; Cecile Bonnefond, chief executive of French champagne house Piper-Heidsieck; Geoff Cooper, chief executive of builders merchant Travis Perkins.Producer: Ben Crighton Editor: Stephen Chilcott.

The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion, statistics and spin to present a clearer view of the business world, through discussion with people running leading and emerging companies. The programme is broadcast first on BBC Radio 4 and later on BBC World Service Radio, BBC World News TV and BBC News Channel TV.Evan and his executive guests consider how well the market works at allocating investment capital to the right businesses. Do deserving companies get enough, do the undeserving get more than they should?Joining Evan in the studio are Terry Smith, chief executive of stockbrokers Tullett Prebon; Israeli serial entrepreneur and investor Yossi Vardi; Ken Olisa, chairman of boutique technology merchant bank Restoration Partners.Producer: Ben Crighton Editor: Stephen Chilcott.

The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion, statistics and spin to present a clearer view of the business world, through discussion with people running leading and emerging companies. The programme is broadcast first on BBC Radio 4 and later on BBC World Service Radio, BBC World News TV and BBC News Channel TV.Evan Davis asks his executive guests how they spend their time each day. What does the activity of running a company really involve, and what do the guests' diaries tell us about the nature of their jobs? They also swap thoughts on the so-called Shareholder Spring - how investors are rebelling against corporate pay.Joining Evan in the studio are Jackie Hunt, chief financial officer of insurance giant Standard Life; John Vincent, entrepreneur and co-founder of Leon Restaurants; Harriet Green, outgoing chief executive of Premier Farnell who takes up her new role as chief executive of travel company Thomas Cook in July. Producer: Ben Crighton Editor:

The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion, statistics and spin to present a clearer view of the business world, through discussion with people running leading and emerging companies. The programme is broadcast first on BBC Radio 4 and later on BBC World Service Radio, BBC World News TV and BBC News Channel TV.Evan Davis asks his executive guests about instant gratification. Much of our economy is devoted to providing instant pleasure to consumers, rather than long-term satisfaction. But how far should companies restrain themselves when they do so? They also examine the psychology of competition in business - how focussed are companies on their rivals?Joining Evan in the studio are Richard Evans, President PepsiCo UK and Ireland; Rita Clifton, chairman of branding consultancy Interbrand; Nathalie Gaveau, founder and chief executive of social shopping application Shopcade.Producer: Ben Crighton Editor: Stephen Chilcott.

The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion, statistics and spin to present a clearer view of the business world, through discussion with people running leading and emerging companies. The programme is broadcast first on BBC Radio 4 and later on BBC World Service Radio, BBC World News TV and BBC News Channel TV.Evan Davis and his executive panel discuss different types of employment contracts and how far should employers go in checking on their employees' behaviour?Joining Evan in the studio are Eric Born, Swiss CEO of logistics and transport company, Wincanton, Nick Buckles, CEO of security giant G4S and Jason Iftakhar, co-founder of Salford based company, Swifty Scooters.Producer: Ben Carter Editor: Stephen Chilcott.

The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion, statistics and spin to present a clearer view of the business world, through discussion with people running leading and emerging companies. The programme is broadcast first on BBC Radio 4 and later on BBC World Service Radio, BBC World News TV and BBC News Channel TV.As the mood on Europe swings from doom to gloom, Evan Davis asks his executive guests about the outlook for the Euro. What will it take to save the single currency? And what are the prospects for business more generally in 2012?Joining Evan in the studio are Warren East, chief executive of FTSE 100 microchip designer ARM Holdings plc; Dr Carol Bell, energy industry executive with particular expertise in investment and financing in the oil and gas sector and a board member of three energy companies, including Salamander Energy plc; Michael Morley, chief executive of private bank Coutts.Producer: Ben Crighton Editor: Stephen Chilcott.