Moneystepper Q&a Podcast

Michael asks: “I’ve started saving in a cash ISA, and I understand that there are certain limits to how much I can earn. Could you please explain the how the limits work?”  See acast.com/privacy for privacy and opt-out information.

Graham asks: “I’m trying to get some flights booked, but they are so expensive. I need to book a one-way flight and the cheapest flight is pushing £1,000. How can I find this flight cheaper, and what are some other good tips for saving money on flights?”  See acast.com/privacy for privacy and opt-out information.

Barrie asks: “I've rented out a property for 20 years and it has never been my main residence. I now wish to sell it and purchase another property to rent out. The property I want buy costs more, how do I stand regarding CGT?”  See acast.com/privacy for privacy and opt-out information.

Cafem asks: “In a few days I will be going to Asia for 5 weeks for an extended holiday. Money is tight at the moment and I'm trying to squeeze as much money for the trip as I can. Can I declare myself moving out and then moving back in once I return?”  See acast.com/privacy for privacy and opt-out information.

Adam asks: “I’m from the UK and I’m spending the next year working in mainland Europe. I’ll be getting paid into an account in Euros, but I’ll want to transfer money to and from the UK whilst I am there. What is the best way to do this?”  See acast.com/privacy for privacy and opt-out information.

Bryony asks: "My contract has just expired on my old mobile phone and I want a new smartphone. I’m thinking about getting an Apple iPhone 5s. Should I get this on my upgrade, or are there any cheaper options?"  See acast.com/privacy for privacy and opt-out information.

David asks: "I'm 19 and my parents are driving me crazy. I only have $2000 in savings, but I need to move out. I also need a car and to pay for my college tuition. Basically, I need a place to live, a car, and my education. How do I do this?"  See acast.com/privacy for privacy and opt-out information.

Jenny asks: "I want to buy a house, and I've been living at my parents' to save money. I earn £20k. I've managed to save £30k and want to purchase a property worth £90k. With my income/savings, is buying a house within the next year or so doable for me?"  See acast.com/privacy for privacy and opt-out information.

yesilikeburgers asks: "I've been a student for 2 years in the UK and I’m about to start a job in London in September. I'm looking at renting but I'm unlikely to be approved in terms of references/credit. Will I be able to rent a flat?"  See acast.com/privacy for privacy and opt-out information.

Kai asks; "We are first time buyers and about to take out a £327k mortgage over 35 years. We've decided to go with a fixed rate, with a £999 mortgage fee, but we have an option of 2, 3 or 5 years. Which one would you choose?"  See acast.com/privacy for privacy and opt-out information.

Sarah asks: "Do I need to pay income tax on gifts that are made from friends of mine?"  See acast.com/privacy for privacy and opt-out information.

John asks: "I've recently landed my first graduate job in Cambridge, about 50 minutes by train from London. My girlfriend has just got a job in London, and ideally we'd like to move in together. Can I afford to live in London?"  See acast.com/privacy for privacy and opt-out information.

Tom asks: "I was thinking about getting a debt consolidation loan. What do you think?"  See acast.com/privacy for privacy and opt-out information.

Laura asks: "Do I stand any chance of being approved for a mortgage and should I be buying a house?"  See acast.com/privacy for privacy and opt-out information.

Bettiefrombingo asks: "Should I join my employer's pension scheme?"  See acast.com/privacy for privacy and opt-out information.

Welcome to The Moneystepper Q&A Podcast - answering your personal finance questions three times a week!  See acast.com/privacy for privacy and opt-out information.

Welcome to The Moneystepper Q&A Podcast - answering your personal finance questions three times a week!  See acast.com/privacy for privacy and opt-out information.