Payments Innovation: Fintech | Innovation | Ecommerce

In retail, digital transformation is everywhere and obvious. You buy a product online, it gets delivered to your home. No more browsing aisles or waiting in checkout lines.But B2B lags behind — especially when it comes to subscriptions. Why is that? Today’s guest, Daniel Saks, President & Co-CEO at AppDirect, says it’s all to do with the demands of the digital supply chain. And at AppDirect, he’s helping companies meet those demands. What we talked about:- AppDirect’s place in the digital supply chain- Why recurring digital goods are so different from one-time physical goods- How embedded finance is impacting digital supply chainsTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Remote work leveled the playing field for working moms.The dogs, babies, and kids showing up in Zoom chats have revealed the human side of our colleagues. Shouldn’t we be thinking about creating a more flexible, sustainable, and human work environment for everyone?After all, every one of us can do something to challenge the norm.This International Women's Day, women in technology have the opportunity to lead the challenge by being visible and vulnerable according to Neve Taylor, Equality, Diversity and Inclusion Leader & Chief Storyteller at Together Equal, and Chiedza Muguti, Head of Product at Penta, a digital business bank platform. In part two, we talk with Annika Allen of global diversity and inclusion at Barclays. What we talked about:-The specific skills women bring to FinTech-What's most rewarding about flexibility and remote work-What women can choose to challenge this yearTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forg

These days, everything we could ever need is a click away. From groceries to furniture, every purchase is on-demand… Shouldn’t our paychecks be, too? After all, your money is yours when you’ve earned it — not when your employer pays it. That’s what motivates Matt Kopko in his role as Vice President of Public Policy at DailyPay, a fintech company making the monthly obsolete by giving employees access to wages they’ve already earned whenever they need them. What we talked about:Why the monthly paycheck is antiquatedWhy no one should have to take out payday loansHow DailyPay enables on-demand paymentsTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

SMEs face a unique set of challenges and risks that traditional banks have historically been weary to take on. But thanks to fintech, SMEs have never been better served. Sometimes, disruption is the only way to achieve financial inclusion. In our latest episode, we speak with Pedro Pinto, Head of Growth at Neat, one of the fintechs spurring on the financial inclusion revolution and helping SMEs increase their chances of success.We discuss:Why SMEs have been traditionally seen as riskyHow fintech has fueled financial inclusionThe long-term ramifications of COVID-19 for SMEsTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

GPI stands for global payments initiative. Think: the Amazon parcel tracking equivalent in the international payments space.Is SWIFT gpi about to go the way of the dinosaur? That’s what we’re here today to debate.In this episode of Payments Innovation, host Richard Arundel, Co-founder & Chief Evangelist at Currencycloud catches up with David Birch, author and FinTech thought leader, and Piers Marais, Product Director at Currencycloud. Richard, Dave, and Piers discuss...The 4 benefits SWIFT gpi affords to end usersWhy SWIFT gpi might actually be the Cutty SarkHow FinTech will look in the near futureCheck out these resources we mentioned in the show:White paper referenced at [2:44]Dave’s book is The Currency Cold WarSubscribe to FinTech Today here, and find Dave at www.chyp.com and Piers at www.currencycloud.com.To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!  Hosted on Acast. See a

It’s a global phenomenon: People are being more cautious with their finances.Last year brought home the importance of saving, investing, and getting out of debt. Everyone deserves access to tools to help them achieve financial wellness.(Good news — there’s Plum.)In this episode of Payments Innovation, host Lauren Passey chats with Thanos Bismpigiannis, Head of Product at Plum Fintech, about financial wellness and resiliency. The two discuss… Why financial wellness is what customers need mostThe process for building financial resilienceAutomation in wealth-techConnect with Thanos on LinkedIn or Twitter, but first download Plum.To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!  Hosted on Acast. See acast.com/privacy for more information.

Is the rise of neobanks another case of out with the old, in with the new? Not necessarily.Traditional community banks have the opportunity to leverage their funds and connections in the new world of Banking as a Service (BaaS). Not to mention, there’s still plenty of space for fintechs to partner up with established players and go to market.In this episode of Payments Innovation, host Chris D’Antuono catches up with Founder & CEO of the only BaaS consultancy in the U.S., Cokie Hasiotis. The two discuss… 3 key insights for fintechs in Banking as a ServiceWhy American BaaS providers should go more nicheThe future of customized bankingSubscribe to FinTech Today here and follow Cokie on Twitter @cokiehasiotis.To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

These days, we are one click on a smartphone away from buying anything we need.Everything is immediate. Well, except for the money we’ve earned. But thanks to innovations like Earnings On Demand, that’s changing. In this episode, I sit down with James Herbert, Founder & CEO at Hastee, to find out how his company is helping people unlock the money they’ve earned when they need it. What we talked about:The outdated way we are paidWhy the link between effort and reward needs to be more obviousHow Earnings On Demand helps workers and companies alikeTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

The pandemic may have accelerated it, but the remote revolution is upon us. It’s unlikely that work will ever be the same again. But if remote work is here to stay, we need the financial tools to fuel it. In today’s episode, I speak with Sahin Boydas, CEO & Founder at RemoteTeam.com, about the pros and cons of remote work and the role of fintech in the new world of work.What we talked about:The advantages of working from homeWhat to watch out for in remote workWhy fintech is essential for a distributed workforceTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

No matter what vertical you’re in, small businesses are always looking for ways to save money and — ultimately — time. One big time suck? Back office administrative duties.Claudio Romano, Founder & CEO of ORCHID B, has set out to help new SMEs navigate administrative duties and manage all back office operations in one single platform.In this episode of Payments Innovation, Claudio discusses… Why operating an SME is so complicatedHow ORCHID B takes new owners from anxious to competent forecastersThe #1 role new SMEs need to be filledTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

Financial innovation is happening at a record pace.But when it comes to small businesses…If you aren’t solving their cashflow problems, nothing else matters. In today’s episode, I speak with Derik Sutton, VP of Marketing at Autobooks, to learn why cash flow is everything when it comes to small businesses. What we talked about:The cashflow problem for small businessesHow fintechs have squeezed out banks for depositsThe different incentives for banks and fintechsTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

Financial literacy is one of the most crucial things to master for anyone. If you want good outcomes in life, it pays to understand money. Yet, we aren’t teaching our kids finance — at home or in school. Benjamin Nachman, Founder & CEO at Jassby, is trying to change that. His company is offering banking services for kids as young as 8 years old that will help parents teach financial literacy — without any boring lectures. In today’s episode, he joined me to discuss:Why finance isn’t being taught to kidsHow Jassby can helpHow he’s planning to teach long-term financial wellnessTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

Those who innovate in trying times are often the names that stick around. Everyone agrees this year has been more trying than most. But it could have been a whole lot worse without the innovators leading us through. And when it comes to finance, Paul Golding, Senior Equity Research Analyst at Macquarie Group, has studied all the innovators making a difference in these uncertain times. He joins me on the show to share his insights on the world we find ourselves in for 2020 and beyond. We discuss:The biggest impacts COVID-19 is having on SaaS marketplacesWhy debit use is exploding and credit has declinedHow PayPal has positioned itself post-pandemic To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Hosted on Acast. See acast.com/privacy for more information.

When was the last time you dealt with a government agency?The experience is rarely something to write home about.But when it comes to payments, that could be changing. That’s because Danny Shader, CEO at PayNearMe, is reinventing the payment experience for government agencies. He joined me on a recent podcast to talk about how PayNearMe’s new platform is helping to make dealing with the government a little easier. In this episode, we discuss:How to fix less-than-stellar payment experiencesWhy consumer expectations for payments are at an all-time highPayNearMe’s growth philosophyTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Hosted on Acast. See acast.com/privacy for more information.

Most people think they’re bad at banking, but they’re not. People just don’t take the time to develop better financial habits because, well… Banking is boring.But Steve Le Roux, Founder & CEO at Envel, thinks he can change that. His company is tapping into behavioral science to reward people for banking better — and not rewarding the bank when they don’t. In this episode, Steve explains:How the broken banking system inspired EnvelHow behavioral science and AI can fix itWhy user experience is everythingTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

One of the biggest challenges for small businesses is accessing capital. Weeks can pass before sales result in payment — especially for online merchants. But what if there was a way to access that money as soon as you make the sale?That’s exactly what Keith Smith, Co-Founder & CEO at Payability, is bringing to small businesses, allowing them to unlock that capital and use it when they need it. In this episode, we discuss how Payability addresses:The capital concerns for small businessesThe hard-hit sector of online-only businessHow to provide capital for entrepreneurs with weak creditTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

With so much uncertainty in the pandemic… The last thing anyone wants to worry about is getting paid. Luckily, like everything else digital, the pandemic is accelerating existing trends. And that’s making it easier for everyone to get paid when they need it. My guest today is Andrew Garner, Senior Vice President/General Manager, Business Partnerships at Netspend, where he’s helping solve payroll problems for the pandemic and beyond.In this episode, we discuss:How the pandemic is affecting payrollExisting trends that are being accelerated by the crisisThe future of payrollTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

In the payments space, there’s one area that shouldn’t be overlooked:Digital gifting.It’s a rapidly growing area of payments. And with that growth comes innovation. In this episode, my guests are two of the people driving that innovation: Brett Narlinger, Head of Global Commerce, and Helena Mao, VP of Global Product Strategy, from Blackhawk Network. We discuss:How the gifting world is changingThe effect COVID-19 has had on giftingHow the demographics for digital gifting have changedTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

Your product has one purpose…Solving a customer’s problem. But what do you do when they don’t even know they have a problem?That’s a challenge Mark Ridley, Co-Founder & Managing Director at Green Shoots FX, tackled in starting his FX company. He joins the show today to share the lessons he’s learned in launching Green Shoots.We discuss:How to educate your customersHow to enter a crowded marketWhat to do about your customers’ other problemsTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

How you treat your customers matters. But for many banks, the level of service you can expect is direct correlated to your account balance. That needs to change.And Archie Ravishankar, Founder and CEO at Cogni, is on a mission to do just that. At Cogni, he’s rising to the challenge with a platform to help the underserved, Gen Z and everyone else with their financial needs. What we talked about:-Why customer service matters-Why Gen Z are an important demographic to reach-How digital banks are shaking up finance.To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.