Stay Wealthy San Diego

Today I'm talking about I-Bonds, a type of savings bond that some call "the best kept secret in America."   Specifically, I'm sharing: What they are Why successful retirement savers might NOT be racing out to buy them Who they might be a good fit for  If you're interested in learning about a safe investment designed to combat inflation, today's episode is for you.

Today I'm responding to some constructive criticism I received from a listener. I'm also sharing my conversation with Steve Chen, host of The NewRetirement Podcast. Along with sharing a personal update on having three kids under age 5, we dig into: Tax planning opportunities + misconceptions What to do when you've saved more for retirement than you can spend Why people put off estate planning and how to take action Be sure to stick around to the end where we answer a few listener questions and chat about the current state of the markets.

Want to learn how to lower your tax bill + improve retirement success? Click Here to Get Your FREE Retirement & Tax Assessment --------------------------------------------- Today I’m tackling part two of our series on Long Term Care (LTC). Specifically, I’m breaking down three big things: The types of LTC insurance available (and the pros and cons of each!) Major pitfalls to avoid Vetted resources to help you take action If you want to understand how to maximize your dollars (and coverage!) when buying long-term care insurance, today’s episode is for you.

Today I'm kicking off a two-part series on Long Term Care (LTC). In part one, I'm sharing: LTC statistics that don't often make headlines Why everyone (yes everyone!) needs a plan for LTC My 5-step process for determining if you can self-fund If Long Term Care is one of those financial planning items you STILL haven't tackled yet, this series is for you!

Today, guest host Jeremy Schneider talks about retirement accounts. Specifically, he shares why having all of your money locked up in them is a problem + how to access your funds early. He also answers a listener question about where to prioritize investing in a 403(b). If you invest in any type of retirement account (e.g., IRA, 401k, etc.), you don't want to miss his VERY last episode.

Today, guest host Jeremy Schneider explains why he removed oil and gold from his portfolio. In fact, he broke one of his cardinal rules of investing to do it! He also answers a listener's question about investing money that's being saved for a home down payment. If you're a retirement investor who is curious if gold or oil (a.k.a. commodities) belong in your portfolio, you're going to love this episode!

Today, guest host Jeremy Schneider breaks down the 5 most common arguments AGAINST index funds. Specifically, he shares how individual investors are impacted + his response as an index fund advocate. He also answers a listener question about paying off debt vs. investing. If you're a retirement saver who loves low-cost index funds as much as we do, today's episode is for you!

Today, guest host Jeremy Schneider takes a deep dive into the COVID-19 stock market crash of 2020. Specifically, he's talking about: What the trading circuit breaker is and why it exists How the length and severity of the COVID crash stacks up to other historical catastrophic events What retirement investors should consider going forward when reviewing their investments  Jeremy also answers a listener's question about rent vs buy given sky-high real estate prices. If you're a retirement investor interested in using history to make more informed decisions about the future, you're going to love this episode.

Today, guest host Jeremy Schneider covers three BIG topics: When market timing works How to invest a windfall of money What to do if you're afraid to invest in the stock market If you're a nervous retirement investor concerned about investing at market highs, this episode is for you! 

Learn how to: Lower your tax bill Optimize investments Improve retirement success Click Here to Get Your FREE Retirement Assessment --------------------------------------------- Today I'm sharing two simple tax planning tips. These tips will help you catch common errors we're finding on 2020 tax returns. I'm also sharing some fun (personal) news with our listeners!

Today we’re diving into ESG investing.   ESG stands for Environmental, Social, and Corporate Governance.   And because the world of ESG is messy and complicated, I asked Liz Simmie, co-founder of Honeytree Investment Management, to help us break it down.   Liz is wildly knowledgeable about purpose driven investing and addresses three big questions in this episode:   What is ESG investing (in plain English!) How retirement savers should approach fees when investing in ESG funds What is the most important data point to screen for when choosing an ESG strategy   If you want to learn the right way to approach ESG investing and how to integrate it into your retirement portfolio, you’re going to love this episode.  

Want to learn how to lower your tax bill, optimize investments, and improve retirement success? Click to get your FREE Retirement Assessment ================================= Today I'm sharing my current thoughts on bitcoin. A special guest also drops by to share his point of view, including why bitcoin should NOT be used as a store of value. If you enjoyed last week’s interview and you’re craving to hear a different perspective, today's episode is for you.

Today I’m joined by Isaiah Douglass, MBA, CFP®. Isaiah is wildly knowledgeable (and passionate!) about Bitcoin. He’s also very optimistic about its future. I have more questions than answers, so I brought him on the show to share his perspective + challenge my thinking. I asked him questions such as: Why should we trust that 10-years of Bitcoin data is sufficient? Is Bitcoin a speculative investment? What are the best-case and worst-case scenarios for Bitcoin? ...and more!  If you’re wondering if Bitcoin will "pop" like the dot-com bubble or if it belongs in your investment portfolio, this episode is for you.

Today I’m joined by special guest, Lazetta Braxton, MBA, CFP®.  It’s almost impossible to miss Lazetta these days!  She’s been seen on NBC Nightly News, CNBC’s Closing Bell, and she’s a regular contributor to the Wall Street Journal Financial Experts blog. Lazetta also co-wrote a new book titled “How I Invest My Money” which was illustrated by friend of the show, Carl Richards. In this conversation, we talk about: How I Invest My Money + Investing in Human Capital Lazetta’s “Go to Hell” fund What she's doing to provide broader access to financial advice If you want to learn how investing in human capital can be part of your retirement plan, you're going to love this episode.

A quick reminder that we're currently offering a FREE retirement & tax return analysis. Learn how to lower your tax bill, optimize investments, and improve retirement success. Click to learn more. ============================== Today I have a special episode for you. I’m sharing a sneak peek into an incredible new project launched by Tyrone Ross. (You don’t want to miss this.) I’m also joined by Caleb Silver, Editor in Chief for Investopedia.com. We talk about three big things: How he thinks about the media’s role in financial content and education The biggest investing mistakes readers made in the last 12 months What you need to know about fractional shares, limit orders, and SPACs (in plain English!)  If you want to learn how to be a better investor from the person leading the charge at one of the largest financial information websites, you’ll love this episode.

Today I'm wrapping up our two-part series on robo-advisors. Specifically, I'm sharing THREE things: The pros and cons of using a robo-advisor Major pitfalls to watch out for How to choose the right one If you currently use a robo-advisor – or you’re considering one in the near future – this episode will help you better understand if it’s a good fit + how to avoid costly mistakes.

The stock market has been screaming upwards for over 10 years. In fact, the S&P 500 just crossed 4,000! Many retirement savers are starting to get worried, thinking we must be due for a crash. Is it dangerous to invest at market highs? Should you wait for a correction before investing more money in stocks? What if you're retired? Should you be investing in stocks at all? If you've been asking yourself these same questions lately and feeling a bit nervous about the stock market, today's episode is for you.

Today I'm kicking off a two-part series on robo-advisors by sharing: What a robo-advisor is (in plain English!) Why I argue they've been around since the 1920's Who they are and aren't a good fit for If you're a retirement saver who wants to learn more about these low-cost investing solutions + if they live up to the hype, this episode is for you.

Today I'm talking about Non-Fungible Tokens (NFTs).  Specifically, I'm sharing: What an NFT is (in plain English!) Why they are so valuable If this is an asset class retirement savers should take seriously If you want to know why pixelated drawings and 3-second video clips are trading hands for millions of dollars + what to make of this investing craze, today's episode is for you.

Today I'm sharing 3 of my favorite portfolio analytics tools for retirement investors. I’m also using these tools to provide an update on some of the crazy things happening in the stock market right now. So if you’re ready to learn how you can use tech to better understand what you’re investing in, today’s episode is for you. To learn more about our FREE retirement & tax return analysis, visit www.freeretirementassessment.com.