Saving With Silverman
- Author: Vários
- Narrator: Vários
- Publisher: Podcast
- Duration: 73:05:02
- More information
Informações:
Synopsis
Weekly investing and financial planning guidance with financial adviser Mark Silverman in Tucson, AZ.
Episodes
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Your First Visit with a Financial Advisor
15/09/2022 Duration: 09minSome people are nervous about the idea of meeting with a financial advisor because they don’t know what to expect. Will they be sold something they don’t need? Will they be chastised for not handling their money well enough up to that point? We’ll take some of the mystery out of that first visit on this episode. On today’s show, we’ll share: How to get prepared for your first visit with a financial advisor. (1:37) Do financial advisors ever have to be stern with their clients? (3:09) The questions advisors ask clients that they didn’t expect. (4:20) For more, visit us online: https://silverman-associates.com/
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Are You Flirting With Financial Disaster?
01/09/2022 Duration: 13minLet’s talk about some of the areas of your financial life where you might be flirting with disaster and don’t even know it. Disaster and retirement are not two words you want to be associated with each other. Key topics on this episode: 2:41 – Widowed spouse out of the loop 5:40 – Market crash forces work 7:37 – Family legacies and long-term care 9:16 – Social Security For more, visit us online: https://silverman-associates.com/
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Cognitive Biases That Could Influence Your Retirement Planning
18/08/2022 Duration: 13minCognitive biases are fascinating, especially as it relates to money. Find out what these biases are and how to implement more rational thinking into your financial life. Key topics on this episode: 0:58 – Self-serving bias 3:05 – Curse of knowledge 4:27 – Dunning-Kruger effect 6:52 – Naïve realism 8:25 – Confirmation bias For more, visit us online: https://silverman-associates.com/saving-with-silverman-podcast
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Financial Proverbs That Can Help You
04/08/2022 Duration: 09minWe made a list of some financial proverbs that we thought might be able to help you in your financial situation. Find out what you can glean from these wise words. Key topics on this show: 2:39 – Bird in the hand 4:02 – Rising tide 4:38 – Eggs in one basket 5:43 – One man’s trash For more financial information, visit us online: https://silverman-associates.com/saving-with-silverman-podcast
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What Does Retirement Mean to You?
21/07/2022 Duration: 11minEveryone has a different vision for what retirement will look and knowing how you’ll spend your time will help you build your retirement plan. Today we’ll look at what retirement commonly means to retirees in Arizona and Mark will also share his thoughts on the rise of inflation. Key topics on this episode: 0:39 – Mark’s thoughts on inflation 2:42 – Want to have nothing but fun 4:23 – Want to do nothing in retirement 6:15 – Want to spend time with family 7:01 – Want to keep working in some capacity 8:26 – Meeting with us For more financial information, visit us online: https://silverman-associates.com/saving-with-silverman-podcast
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Clean Out Your Financial Junk Drawer
07/07/2022 Duration: 12minMost people have a junk drawer at home with rubber bands, clothespins, highlighters, a tape measure, and a pair of scissors. But most people have a financial junk drawer, too. We’ll share what’s often in there and how those things might be put to better use. Key topics on this show: 1:52 – Life insurance policy 3:24 – Will or estate plan 4:34 – Social Security estimate 5:26 – 401k statements 6:46 – US savings bond 7:45 – Vacant lot Read more and get additional resources here: https://silverman-associates.com/saving-with-silverman-podcast
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Retirement Details That Often Get Overlooked
16/06/2022 Duration: 10minToday we’re sharing some details you might be overlooking as you plan for retirement. For example, have you thought about whether you’ll need to support your parents or children? We’ll share more missed details on today’s show. Today's Key Points: 0:43 – Parents and kids 1:47 – Quitting your job 4:25 – Major purchases 5:31 – Death of spouse For additional financial resources, visit us online: https://silverman-associates.com/saving-with-silverman-podcast
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Mailbag: Expecting An Inheritance, Tax Withholdings, And More
02/06/2022 Duration: 10minShould you retire early If you believe a large inheritance is coming your way? How much tax should you be withholding? Should you buy an investment property with your parents? We’re answering your mailbag questions today. Today's Key Points: 0:36 – Federal crimes 2:00 – Inheritance 3:53 – Withholdings 5:05 – Property with parents For additional financial resources, visit us online: https://silverman-associates.com/saving-with-silverman-podcast
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Ep 55: Are You Asking the Wrong Questions About Your Finances?
19/05/2022 Duration: 09minA lot of people have questions about their retirement plan, but you might be asking the wrong questions. We’ll share some common wrong questions and what better questions might be. Today's Key Points: 0:46 – How much to save? 1:38 – Long-term care insurance 2:49 – The highest return 4:36 – Fees 5:55 – Taxes For additional financial resources, visit us online: https://silverman-associates.com/saving-with-silverman-podcast
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Hidden Expenses in Retirement Planning
05/05/2022 Duration: 11minJust because you can’t plainly see all of the expenses you’ll incur during the retirement planning process, that doesn’t mean they aren’t there. We’ll share some of the hidden expenses you might uncover. Today's Key Points: 2:00 – Mutual funds 2:47 – Variable annuities 3:57 – Inflation 5:43 – Tax increases 6:40 – Leisure activities For additional financial resources, visit us online: https://silverman-associates.com/saving-with-silverman-podcast
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Watch out for Financial Salespeople in Disguise
21/04/2022 Duration: 10minWhen looking for a financial advisor, beware of signs that they are more interested in giving you sales pitches than helping plan your financial future. We’ll share things to watch out for when selecting a professional to help with your money and tell you more about the planning process we utilize with clients. What we discuss in this episode: 1:38 – Advisor or salesperson? 2:30 – Planning process 4:37 – Mark’s process 5:48 – What makes us unique? 7:40 – The first conversation Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast
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Things You Can Control (And Things You Can’t) in Retirement
07/04/2022 Duration: 11minIn retirement planning, there are many things that are completely out of your control. Fortunately, the things that you can control allow you to deal with those things you can’t. What we discuss in this episode: 1:55 – Market and risk 3:40 – Life span and income 5:23 – Tax rates and future taxes 6:43 – Social Security and income plan Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast
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How to Handle Unique Challenges in Retirement
17/03/2022 Duration: 11minCreating a customized retirement plan for any individual can mean addressing some unique challenges. We’ll share some scenarios, discuss the challenges presented and share what solutions we recommend. Read more and get additional resources here: https://silverman-associates.com/saving-with-silverman-podcast What we discuss in this episode: 1:53 – Age gap 2:48 – Early retirement 4:06 – Lack of liquidity 5:28 – Separate finances 6:23 – Divorce
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Overrated or Underrated? Tax Refunds, Mortgages and Mac & Cheese
03/03/2022 Duration: 09minWhat are your thoughts on tax refunds, mortgages, macaroni and cheese and Star Wars? Let’s have some fun today and talk about whether these things are overrated, underrated or properly rated. Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast What we discuss in this episode: 0:51 – Tax refund 1:44 – Star Wars 2:30 – Paying off mortgage 3:33 – Variable annuities 5:00 – Macaroni & cheese 5:46 – Roth IRAs
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What’s the Foundation of a Successful Retirement?
17/02/2022 Duration: 09minIf you want a successful retirement, we’re sharing some of the foundational building blocks you need to have in place. For example, is your income plan ready to go? What we discuss in this episode: 1:15 – Income plan 1:57 – Money that lasts 3:12 – Being unprepared 4:25 – Steps to take 5:38 – Success stories Read more: https://silverman-associates.com/saving-with-silverman-podcast
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How Do You Know? Answering Important Financial Questions
03/02/2022 Duration: 12minToday we’re sharing some crucial financial questions. How do you know how much income you’ll need in retirement? Are you taking too much risk on in your investments? We’ll answer these questions and more. What we discuss in this episode: 0:44 – How much income will you need? 2:03 – How much money in savings? 3:00 – How much life insurance? 4:19 – How much risk 6:06 – Are fees too high? 7:13 – Is an advisor a good fit? Read more: https://silverman-associates.com/saving-with-silverman-podcast
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What We Wish You Knew About the Financial Industry
20/01/2022 Duration: 12minAs a financial professional, there are things that Mark wishes everyone knew and understood about the financial industry. Today he’s going to share some of the tricks that sometimes get played and how to spot them. What we discuss in this episode: 0:56 – Tricks 3:06 – Fees 3:50 – Risk potential 5:13 – Credentials 7:02 – Taxes Read more: https://silverman-associates.com/saving-with-silverman-podcast
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How Delayed Gratification Can Help Your Finances
06/01/2022 Duration: 09minDelayed gratification is a difficult skill to master and that’s just as true with financial matters as it is in the other areas of your life. Let’s talk about some instances where you might be faced with a choice of being satisfied now or satisfied later. Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-46-how-delayed-gratification-can-help-your-finances What we discuss in this episode: 1:00 – Budget vs. 401k match 2:26 – Deduction vs. tax planning 4:18 – Social Security
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How to Deal with Financial Stress in Retirement
16/12/2021 Duration: 09minPsychologists have determined that retirement is the 10th most stressful event that you can experience in life. Today we’re sharing some ways to proactively deal with that stress. Read more and get additional financial resources here: https://silverman-associates.com/saving-with-silverman-podcast/ep-45-how-to-deal-with-financial-stress-in-retirement What we discuss in this episode: 1:06 – Lifestyle changes 2:08 – Retiring earlier or later 3:01 – New challenges 3:53 – Keep options open 4:50 – Sense of perspective
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Mailbag: Gifts to Children, Money After Retirement, Hiring Advisors
02/12/2021 Duration: 08minIn today’s mailbag, we’re answering your questions. Carl wants to know if he can gift $150,000 to his daughter. Laura wonders what she should do with her money after retirement. And Eddie is debating whether to hire a financial advisor. Read more and get additional financial information: https://silverman-associates.com/saving-with-silverman-podcast/ep-44-mailbag-gifts-to-children-money-after-retirement-hiring-advisors What we discuss: 0:33 – Gifting money to daughter 2:37 – Roll to an IRA? 4:05 – Hire an advisor?