Aba Law Student Podcast

If you are in or plan to go into public service, you may have heard about public service loan forgiveness (PSLF for short). This economic incentive was intended to attract and keep employees in public sector positions such as district attorney or public defender by offering student loan forgiveness following a minimum period of service and on-time payments towards the borrower’s debt. The cost of this benefit is borne by the taxpayer and is aimed at making public work more attractive despite the relative low pay. In recent times, the PSLF program has fallen under the scrutiny of budget cuts following the recession as Americans slog through the recovery period. Some critics believe that student loan borrowers in the public sector should pay for their own education especially with the relative job security and retirement benefits as compared to those in the private sector. Other critics state that not all public service positions should receive loan forgiveness and call for budgetary caps. But what would cappin