Mortgagenomics Canada

Over the last decade the process of qualifying for a mortgage has increasingly become more cumbersome and frustrating. In fact, some claim it is easier to attain citizenship to another country than it is to secure basic financing for a 1 bedroom condo in Calgary. So why is this? Why all the questions, the excessive document requests and the never ending due diligence? The answer is multi-dimensional and a topic for another newsletter all together (in the meantime refer to Twitter for endless threads on real estate and finance theories). But regardless of the reasoning behind today's challenging mortgage qualification landscape, I've noticed a commonality for all successful approvals that have run across my desk over the years, and I've narrowed it down to three key principles that lead to an optimal mortgage experience. Follow these principles and I promise you that your next mortgage qualification experience will be a walk in the park. And not only will it be stress free, b