Real Estate Talk

Kim Stanley Insurance and Financial Services, Inc. In this episode, Kim Stanley discusses the broad range of insurance and investment programs provided by her business, Kim Stanley Insurance and Financial Services, Inc. Kim reveals how to find the right insurance and financial consultant. Sit down and ask what their experience level is with and if they are using it themselves. If the person can explain their financial plan, then you know they are following the same guidance they are suggesting. Everyone gets duped. For example, Kim signed papers with a gentleman to turn over all of her brokerage accounts. Later, Kim did a FINRA report search, and she learned how he had a lot of judgments against him and was currently in bankruptcy. Most people would not want a financial consultant who is in bankruptcy!   The first products a young person should buy are life insurance and mortgage protection insurance. This is term insurance, as you pay down your mortgage, the death benefit decreases even if the cost of t