The Latte Factor: Why You Don't Have To Be Rich To Live Rich

  • Author: David Bach
  • Narrator: Mizuo Peck
  • Publisher: Simon & Schuster
  • Duration: 3:59:46
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Discover #1 New York Times bestselling author David Bach’s three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author’s experiences teaching millions of people around the world to live a rich life, this fast, easy listen reveals how anyone—from millennials to baby boomers—can still make his or her dreams come true.

In this compelling, heartwarming parable, Bach and his bestselling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a twenty-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss’s suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop.

Henry soon reveals his “Three Secrets to Financial Freedom,” ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers that she already earns enough to secure her financial future and realize her truest dreams—all she has to do is make a few easy shifts in her everyday routine.

The Latte Factor demystifies the secrets to achieving financial freedom, inspiring you to realize that it’s never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that “David Bach is the financial expert to listen to when you’re intimidated by your finances” (Tony Robbins, #1 New York Times bestselling author of Money: Master the Game).


  • 001 TheLatteFactor Open

    Duration: 39s
  • 002 TheLatteFactor Dedication

    Duration: 36s
  • 003 TheLatteFactor Chapter1 TheOculus

    Duration: 05min
  • 004 TheLatteFactor Chapter2 ThePhotograph

    Duration: 16min
  • 005 TheLatteFactor Chapter3 You reRicherThanYouThink

    Duration: 16min
  • 006 TheLatteFactor Chapter4 PayYourselfFirst

    Duration: 28min
  • 007 TheLatteFactor Chapter5 Doubts

    Duration: 11min
  • 008 TheLatteFactor Chapter6 Don tBudgetMakeItAutomatic

    Duration: 21min
  • 009 TheLatteFactor Chapter7 BigHatNoCattle

    Duration: 16min
  • 010 TheLatteFactor Chapter8 MythsOfMoney

    Duration: 17min
  • 011 TheLatteFactor Chapter9 TheLatteFactor

    Duration: 25min
  • 012 TheLatteFactor Chapter10 TheThirdSecret

    Duration: 22min
  • 013 TheLatteFactor Chapter11 TheMillionaireDownTheHall

    Duration: 11min
  • 014 TheLatteFactor Chapter12 Mom

    Duration: 06min
  • 015 TheLatteFactor Chapter13 FreedomTower

    Duration: 07min
  • 016 TheLatteFactor Chapter14 Mykonos

    Duration: 08min
  • 017 TheLatteFactor TheThreeSecrets

    Duration: 22s
  • 018 TheLatteFactor AConversation

    Duration: 16min
  • 019 TheLatteFactor Acknowledgements

    Duration: 03min
  • 020 TheLatteFactor Credits

    Duration: 01min